Rain can be a nightmare for homeowners with the beginning of the winter season in Cyprus. There are various ways water damage can ruin your home, so some home insurance claims often involve rain — in many forms.
You can do many things to help prevent rain-related home insurance claims, such as keeping your gutters clean and inspecting your roof, but rain can still cause damage no matter how prepared you are.
So, “Does our property insurance cover water damage from rain?”.
Yes and no. Homeowners insurance will cover water damage from the rain in many instances, such as if a tree damages your roof and allows rain to seep through or if your old roof starts letting rain through during a heavy storm.
But homeowners’ insurance won’t cover rain damage in any case. We strongly recommend consulting with your insurance agent before filing a home insurance claim. Moreover, before buying property insurance for your home or business, ask for the specifics of your policy.
Most important – get prepared for the upcoming rainy days! Clean the gutters or downspouts to your home, so they could handle the heavy rains and allow rain to seep into the foundation or roof of your home.
CALL US TO CONSULT AND GET AN INSURANCE THAT WILL FIT YOUR CASE AND BUDGET!