Health Policies

• Room & Board Daily
• Intensive Care Unit
• Charges of a licensed Physician or Surgeon
• Surgical operations not requiring Hospitalization
• Charges by the Hospital for other Services
• Repatriation of Mortal Remains
• Emergency Ambulance Transportation
• Health Card Provided
• Direct Claim Payments to Clinics
• Discounts Provided to specific chemistries, Diagnostic Centers
• Telephone Guidance in case of Emergency

• Doctors Visit in Cyprus & Abroad
• Medicines
• X-Rays, MRIs & Laboratories
• Physiotherapies
• Other outpatient expenses

• Normal Delivery
• Miscarriage
• Caesarean

FOREIGNERS INSURANCE

IN-PATIENT /HOSPITALIZATION EXPENSES
i. Maximum amount of coverage per accident or sickness  €8544
Maximum amount of coverage per year  €13669
Room & board daily  €69
Room & board-intensive care unit €171
ii. Maternity benefits  €513
iii. Body repatriation  €3418

OUT-PATIENT EXPENSES
i. Maximum amount of coverage per accident or sickness  €684
Maximum amount of coverage per year  €1709
Maximum amount of coverage per doctor visitation  €18
ii. Coinsurance 90%
** The plan coverages are valid only, within the Republic of Cyprus.

• Permanent Total Disability or Partial Disability
• Pension Disability
• Dread / Critical illness
• Lady Care & Man Care
• Income Protection/ Loss
• Key Man Insurance
• Loan or Overdraft or Tuitions Protection

If we go for a professional trip, or holidays or for studies… we must do a travel guard!!!

• Medical & Travel expenses
• Emergency medical evacuation & repatriation of mortal remains
• Personal
• Trip cancellation
• Trip delay
• Missed departure
• Missed connection
• Baggage delay
• Loss/damage of baggage & personal effects
• Single article limit
• Loss of money
• Loss of travel documents
• Personal liability
• Emergency medical assistance included